Copyright @ 2007 Harris County Insurance Center - All Rights Reserved
Note: As stated in our "Terms of Service" (TOS) agreement, descriptions of insurance coverage on this web site are for informational purposes only and may not apply, or be included on your policy. Please contact us to confirm coverage provided on your insurance policy or policies your are contemplating purchasing.
Offices in Houston, Baytown, and Pasadena Texas.
AGENCY LICENSE # 3664
A common practice for Texas RV owners is to insure their Texas RV under their current auto policy. But too often the owner does not take the time to read what and how much is covered under their auto policy. In many instances, an RV covered under auto policies are not adequately covered.
One misconception Texas RV owners have is that the personal property in their RV will be covered under their homeowners policy. This is true, but, coverage on personal property is limited when the property is kept somewhere other than the ï¿½residence premises.ï¿½ Often the limit in a standard policy is very low and the usual policy deduction would apply.
To insure proper and adequate coverage, a Texas RV owner should add a separate Texas RV coverage to their current auto policy or secure a policy specifically for RV's
If the RV owner's insurance carrier does not have this type of coverage available, there are insurance companies that specialize in RV coverage. Usually the cost is minimal, especially compared to the alternative of finding out the RV and it's possessions are not covered after a loss occurs.
Before your trip, make sure you get a complete travel check-up for your Texas RV including inspection of all belts and hoses, headlights, tires, and turn signals. Also donï¿½t forget to make sure the towing hitch, fire extinguisher and smoke alarms are in working order.
Other good before trip tips are to make sure your cooking vent hood is clean to help avoid fires and to make sure you leave your trip plans and phone numbers with a relative or friend.
Finally, it is important to go over with everyone on the trip basic emergency procedures.
Remind everyone that it is safer to be in the RV during lightning. If there is a tornado warning you will want to find a tornado shelter or the next best thing which would be parking under a bridge or similar structure. Also, don't ever drive through any deep water as the depth can be deceiving.
We will use every resource to secure the proper coverage at the most competitive prices available. Rest assured that we only represent companies we feel offer top notch service and claims handling
Click the above button to request a bundled quote for your RV, Auto, and/or Home Insurance and start saving.
Just Renting? It's still important to cover your property and most discounts still apply. Click above button for Renters Quote.
You can realize substantial savings by insuring your RV, auto, and/or home together.
Contact us to review the best type of policy coverages for your needs. Our agents are knowledgeable and experienced and are here to serve you. We want to earn your trust.
We shop many insurance carriers to ensure you get the best price and coverage for your needs.
Click below button to submit your recreational vehicle/motor home insurance quote request.