COVER WHAT YOU CARE ABOUT FOR JUST A FEW BUCKS. Home is where you keep the things that matter to you. Allstate Renters Insurance can help you protect that stuff if something bad happens to it or your rental. The coverage is dependable and costs less than you might think—in some cases, it costs as much as your morning latte.
Even with renters insurance, you may want to look at more policies to further protect the things you own and guard against the unexpected. We can help guide you through the details so you can make choices that fit your needs.
THERE'S NO PLACE LIKE HOME. BE SURE IT'S PROTECTED. Protect your home inside and out with a homeowners insurance policy from Allstate. Let us help you understand what your policy covers and answer any questions you may have. Your home is where the heart is—and it's one of the biggest investments you have. Put it in Good Hands.
ABOUT BUSINESS INSURANCE COVERAGE Whether you own your location, lease it or work from home, business owners insurance protects you and your business in many types of unexpected situations involving your business premises and the personal property owned by your business. CLICK HERE for more information about Allstate Business Shield Insurance.
GENERAL LIABILITY This coverage helps protect your company if someone is injured at your place of business or if injuries or damage result from the use of your products or services. It can help shield your business from situations that could be perceived as negligence. Most general liability policies cover financial obligations such as medical costs, as well as legal defense expenses and settlement awards if your business is sued.
PROFESSIONAL LIABILITY Also known as errors and omissions insurance, this type of insurance helps protect your company from claims that its malpractice or negligence damaged a client or other third party. Some states require physicians and other professionals to carry professional liability policies, according to the U.S. Small Business Administration.
BUSINESS PROPERTY This insurance covers loss and damage to leased or owned company property resulting from a variety of events, such as fire, wind or vandalism. An "all risks" business property policy covers loss and damage from a range of sources, while a "named peril" policy specifies the types of hazards it covers.
BUSINESS VEHICLE This type of policy protects your business against damage to an owned or leased vehicle that you or your employees use for business purposes. It also provides coverage if a third party claims bodily injury or property damage related to an auto accident.
BUSINESS INTERRUPTION INSURANCE This policy guards against the effects that come from unexpected events and natural disasters that might otherwise cause your company to temporarily relocate or close. It helps businesses maintain cash flow while they replace equipment and repair physical damage to their facilities. It typically provides reimbursement for up to a year of lost revenue.
BUSINESS OWNER'S POLICY Often referred to as BOP, a business owner's policy rolls multiple types of insurance into a single policy, usually at a lower cost than buying each type of insurance individually. A business owner's policy might include business property, business interruption and general liability coverage.
UMBRELLA LIABILITY This type of insurance fills any gaps left by the insurance that your company carries. For example, if your general liability policy has a coverage limit, an umbrella policy will cover losses that exceed this amount. It can also provide protection in areas excluded by other policies. The premium for an umbrella policy may be lower if you purchase it from the same insurer who provides your other policies.
QUALITY CAR INSURANCE ON AND OFF THE ROAD. A policy with Allstate is more than just car insurance. It's personalized help from expert agents, innovative tools that help keep you driving forward and quality coverage paired with great savings. Discounts you may qualify for include: